Guarantee# at Maturity based on 5% Higher than the Highest Guaranteed# NAV during the first seven years or prevailing NAV at Maturity whichever is higher subject to conditions
 
Enjoy the best of both worlds - NAV Guarantee# only or NAV Guarantee# and Market Upside through our unique Plan offerings of 'Secure Plan' and 'Secure N Grow Plan' respectively
 
'Automatic Rebalancing^' to lock-in your gains
 
Convenience through Single Premium (SP) or 5 year Premium Paying Term (PPT)
 
Life Insurance coverage with minimum Sum Assured of 10 times or 7 times of your Annualised Premium (AP) based on your age
 
Liquidity through Partial Withdrawal(s)
 
Option to customize the product with Accidental Death Benefit
 
Tax Benefits as per the Income Tax Act 1961, subject to conditions



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#The Guaranteed NAV is applicable only in respect of the Daily Protect Fund and shall be available only at maturity, and shall be further subject to the Policy being inforce till the Maturity Date. Guarantee Charge of 0.5% p.a. of Daily Protect Fund Value would be recovered from the Fund (through cancellation of units) to provide the NAV Guarantee. ^ Available only in Secure N Grow Plan.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Unit Linked Life Insurance products are different from the traditional products and are subject to market risks. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. SBI Life Insurance Co. Ltd. protects your investment under the Daily Protect Fund by guaranteeing the highest NAV tracked during the first 7 years from the start of the subscription period. The guarantee may necessitate the shifting investments to fixed income assets in case of market fall. This implies that under certain circumstances, over all return on your investmnet may be lower than the market return. SBI Life Insurance Co. Ltd. is only the name of the Insurance Company and SBI Life - Smart Performer is the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and applicable charges form your Insurance advisor or the intermedicary or the policy document from the insurer. In case of surrender request during the first 5 Policy Years, the Fund Value shall be payable on the 1st working day of the 6th Policy Year. In case of surrender request after 5 Policy Years, then the Fund Value shall be paid immediately. Daily Protect Fund - III (SFIN: ULIF020010911DLYPRO3FND111). * Tax benefits are subject to change in tax laws. Please consult your Tax Advisor for details. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale Insurance is the subject matter of solicitation. SBI Life Insurance Co. Ltd. Registered & Corporate Office: Natraj, M V Road & Western Express Highway Junction, Andheri (E), Mumbai - 400 069. IRDA Regn. No. 111.

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